If you want to charge a bank account (IBAN) you can use the payment method “SEPA Direct Debit” for the recurring payments. If there is already a mandate (IBAN) added to the customer in RCUR, you can immediately start charging your customer by adding a one-off payment or a subscription.
Charging your customers via Credit Card is also possible for recurring payments. It is not possible to enter the credit card number manually, but the customer has to do a first payment via a payment link.
Can I manually add a card number as mandate?
If a first payment was done via Credit Card, the recurring payments will also be Credit Card payments. In this case, SEPA Direct Debit payments are not possible.